Private Real Estate Investment · Greater Boston

Invest in Boston's
off-market edge.

Fund vetted off-market real estate deals in Greater Boston's most established suburbs. Whether you want steady passive income or long-term equity upside, we offer two clear paths — backed by real properties, real deals, and transparent reporting at every step.

10–14%
Short-term target
18–25%
Long-term target IRR
$50K
Minimum investment
6–36mo
Hold periods
Why Invest With Us

A different kind of real estate access.

Most real estate funds pool capital across dozens of deals you never see. We work differently. Every investment is tied to a specific property, a specific strategy, and a specific exit. You know exactly what you're funding — and when you're getting paid back.

i.

Deal-by-deal transparency

We share the property, the plan, the numbers, and the timeline before you commit. No blind pools. No hidden assets. Review each opportunity and decide whether it fits your portfolio.

ii.

Secured by real property

Short-term investments are secured by first-position liens on the acquired property. Long-term equity positions are documented through proper operating agreements. Your capital is never commingled or speculative.

iii.

Operator with skin in the game

Mike St.Pierre personally invests in every deal alongside investors. When you win, we win. When a deal takes longer or needs more work, we eat the first dollar of pain before you do.

iv.

Quarterly reporting

For every active deal you're invested in, you receive quarterly updates with progress photos, budget status, and timeline confirmations. No surprises. No radio silence.

Two Paths. Both Backed By Real Deals.

Pick the strategy that fits your timeline.

Whether you want reliable income from secured lending or bigger upside through project equity, we offer structured options at every commitment level. Both are available for accredited investors.

Short-Term · Debt

The Income Path

Fixed-return lending on individual deals.

Fund the acquisition and renovation of a specific property through a secured promissory note. You earn fixed monthly interest. Your principal is returned when the property sells or refinances. Simple, predictable, backed by real estate.

Target return
10–14% APR
Hold period
6–12 months
Minimum
$50,000
Payout
Monthly
  • Secured by first-position lien on the property
  • Monthly interest payments during the hold
  • Principal returned at project exit (sale or refi)
  • Lower risk, predictable cash flow
  • No active management required
  • Available for accredited & non-accredited investors
Explore Income Path →
Long-Term · Equity

The Growth Path

Joint-venture equity on larger projects.

Take a direct equity position in development projects — new construction, substantial renovations, or multi-unit conversions. Share in the upside when the project sells, with returns driven by appreciation, forced value-add, and market gains.

Target IRR
18–25%
Hold period
18–36 months
Minimum
$100,000
Payout
At exit
  • Equity ownership via LLC operating agreement
  • Pro-rata share of project profits at sale
  • Larger upside tied to project success
  • Tax advantages through depreciation pass-through
  • Quarterly progress reports with photos
  • Available for accredited investors only
Explore Growth Path →
How It Works

From introduction to your first deal.

We don't take capital from strangers. Every investor relationship starts with a real conversation — then moves forward on your timeline, with full transparency at every stage.

01

Introductory call

A 30-minute conversation to understand your goals, timeline, and capital. We explain our model, you ask hard questions.

02

Investor onboarding

Accreditation verification, investor questionnaire, and access to our deal database. Takes 2–3 business days.

03

Deal presentation

When a deal fits your criteria, we send a full package — property details, underwriting, timeline, and return projections.

04

Fund & participate

Review the legal docs, fund through secured escrow, and receive quarterly updates until payout. Your capital works; you don't have to.

Sample Deal Economics

What a real deal looks like.

Here's a representative example of a completed project and the returns it generated for each investor type. Every deal is different, but this is the structure and transparency you can expect.

Short-Term Loan · Example

Wellesley Teardown → New Build

Investor capital $150,000
Loan term 9 months
Interest rate 12% APR
Monthly interest $1,500
Total interest earned $13,500
Total return to investor $163,500

Illustrative example only. Actual deal returns vary. Past performance does not guarantee future results.

Long-Term Equity · Example

Newton 4-Unit Condo Conversion

Investor capital $250,000
Project hold period 24 months
Equity share 20%
Project net profit $600,000
Investor share of profit $120,000
Total return to investor $370,000

Illustrative example only. Actual deal returns vary and depend on market conditions, execution, and exit timing.

From Our Investors

Why capital keeps coming back.

Our investors don't just fund one deal — most reinvest across multiple projects once they see the process. Here's what they say about working with us.

"

I've loaned on three of Mike's projects. Every interest payment has hit my account on the first of the month, every exit has been within the quoted timeline. At these returns, with this level of reliability, I'd be hard-pressed to find a better fixed-income alternative.

Robert M. Private Lender · Weston, MA
"

What sold me was the quarterly reports. Photos, budget status, timeline check-ins — I know exactly what's happening with my money. That's rare in real estate. My third equity position with MSP just closed at above projections.

Patricia K. Equity Investor · Cambridge, MA
"

I was worried about the lien enforcement story — what happens if things go sideways. Mike walked me through worst-case scenarios before I funded a dollar. That kind of honesty is why I'm a repeat lender.

James O. Private Lender · Needham, MA
"

I'm a semi-retired dentist, not a real estate pro. Mike explained everything in plain English, made sure I understood the risks, and didn't rush me. My first loan paid back on schedule and I rolled right into the next one.

Susan D. Private Lender · Wellesley, MA
Frequently Asked

Common questions, answered directly.

Do I need to be an accredited investor?
Short-term debt investments (The Income Path) may be available for both accredited and non-accredited investors depending on deal structure and state regulations. Long-term equity investments (The Growth Path) are restricted to accredited investors only per SEC guidelines. We verify accreditation during onboarding before any deal is presented.
How is my investment secured?
Short-term loans are secured by a first-position lien recorded against the property at the Registry of Deeds. If the project were to default, you have legal right to foreclose and recover the asset. Long-term equity positions are documented through proper LLC operating agreements that define ownership percentages, voting rights, and distribution waterfalls.
What happens if a deal takes longer than expected?
On debt deals, your interest continues to accrue until the loan is paid off — every extra month means more return for you. On equity deals, timeline delays can reduce IRR but typically don't reduce absolute dollars returned. Either way, we communicate delays immediately and explain the cause. Our average project hits its projected timeline within a 60-day window.
What happens if a deal loses money?
Real estate carries risk, and we don't pretend otherwise. On debt deals, your principal is senior to our equity — we take the first loss before you do. On equity deals, all investors (including us) share pro-rata in gains or losses. We underwrite conservatively and only commit to deals where we have multiple exit strategies. That said, past performance does not guarantee future results.
How often do new deals become available?
We typically close 1–3 acquisitions per month. Not every deal is offered to outside investors — some we fund entirely ourselves. When we do invite investor participation, we match deals to investors based on their stated preferences (size, hold period, location) so you only see what fits.
Can I invest through my IRA or retirement account?
Yes. Many of our investors use self-directed IRAs for both debt and equity participation. We work with several Massachusetts custodians and can make introductions. Note that IRA investments require additional paperwork and have specific tax considerations — we'll walk you through the process during onboarding.
How do I get out if I need liquidity?
Short-term debt investments have defined end dates — your principal returns on the maturity date. Long-term equity investments are less liquid by nature; your capital returns when the underlying project sells or refinances. We can sometimes facilitate secondary-market buyouts with other investors, but these are not guaranteed. Only invest capital you're prepared to leave in the deal for the stated period.
Let's Talk

Start with a conversation.

Share a little about your situation and investment goals. We'll schedule a 30-minute introductory call to explore whether there's a fit — no pressure, no pitch decks.

Important Disclosures

MSP Consulting Services LLC is a private real estate operator, not a registered investment advisor or broker-dealer. Nothing on this page constitutes an offer to sell securities or a solicitation of an offer to buy securities. All investment opportunities are offered privately under applicable exemptions from SEC registration, including Rule 506 of Regulation D where applicable.

Real estate investments involve substantial risk, including the possible loss of principal. Past performance does not guarantee future results. Returns described are targets based on underwriting assumptions, not guarantees. All investors should conduct their own due diligence and consult with independent legal, tax, and financial advisors before committing capital.

Accredited investor status requirements apply to certain offerings per SEC Rule 501. Verification of accreditation is required prior to participation in equity deals.

Questions? Reach Mike directly.

Investing with MSP means a direct relationship with the principal. Every deal review, every capital call, every update comes from Mike personally. No fund managers, no intermediaries, no call centers.

Email
mike@mspconsultingservices.com
Typical response within one business day
Phone
617.564.0073
Mon–Fri, 9am–6pm ET
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